Here are some reasons why that you should own insurance:

• As a preparation if struck by a disaster, we do not know when an accident will occur.
• Having insurance while still young and healthy can give higher returns when the insurance has matured.
• As a future savings for a source after pensioning.
• Increasingly higher cost for learning. For example, my child should possess insurance to ease our burden later.
• As an inheritance to my child and heir if I died as a consequence of a disaster.
• Health insurance is needed to accommodate the medical cost and treatment if I am hospitalized.

A lot of benefits when owning insurance. It is not a gamble of life but as a preparation to face the uncertainty.