Nobody wants an accident to happen on their self. Even though, however prepared and careful we are, if it is unavoidable, what can we say. More, if the road accident involves our vehicle with others.
May be these following tips can help a little if you or a person you know involved in road accident:
- Be calm and do not be panic. This is the most important thing before we take our next action.
- If there were those who are injured, contact for ambulance or 911 (or any emergency number at your place) for help.
- If there is no injury, move the vehicles from the traffic flow to a safe place, if it is possible.
- Note and write other drivers’ name and addresses involved.
- Take the model and registration number of other involved vehicles, write them.
- Take the witnesses name and address, if there is any.
- Make a rough sketch of the accident and the involved vehicles location just before and after the crash. Picture or photo on the accident can help police’s and authority’s investigation.
- Exchange information on each others auto insurance company name / operator.
- Do not discuss on who is guilty. This may create trouble in handling your claim.
- If your vehicle needs to be tow, make sure that your vehicle will be sent to the right workshop. Contact the hotline number of your auto insurance company / operator to obtain information about the right auto workshop.
- Report the accident to the police immediately.
- Report the accident to insurers / insurance operator immediately, although you may have no intention of making any claim. The involved third party in the accidents might make an insurance claim from your insurance company and this can cause you to loose your NCD (No Claim Discount).
- If you make an insurance claim, be sure to completely fill the insurance claim form and include any related additional information. If you have any doubt, get advice from your insurance company / operator.
Always be calm and do not panic.
