Archive for January, 2009

Insurance Is Not a Financial Planning

Friday, January 30th, 2009

The announcement of Bank Negara Malaysia to control and enforce the licensing of Financial Advisor under the Act Insurance 2005 has confuses the consumers and Malaysians in general.
Financial planner / investment advisor now had already licensed by Securities Commission and is been under Securities Industry Act 1983 (Section 14).
The matter had already being enforced since [...]

Why Money Education Is Important to Have a Good Life

Thursday, January 29th, 2009

We want our children to enjoy the good life. But what is the good life? Is it having lots and lots of money? A good marriage? An enjoyable job?
Whatever your definition of the good life though, money plays an important part in it. However, there are many people who believe that the good life is [...]

The Difference between RON92, RON95, RON97 and RON99

Saturday, January 17th, 2009

Many said that RON92 oil is the older oil, only suitable for older cars or for cars that uses carburetor only. There are also some that said that RON92 oil will make the engine dirty and also said that that RON92 oil is less powerful compared to RON97 and RON99. Before you make any false [...]

Secret That The Insurance Company Don't Want You To Know

Friday, January 9th, 2009

People with lawyers get bigger auto insurance settlement when they involved in an auto accidents. Want to know why? Watch the ads video below.

Adjusters want to settle cheap, quick settlements are not always best, a computer may decide your compensation, and people with lawyers get bigger settlements.

Auto Insurance Proposal and Cover Note

Friday, January 9th, 2009

A proposal form is an application form to be filled in by you, if you are buying insurance from an Insurance Company for the first time. It will generally ask for your information on the vehicles and to be insured, including their values, your personal data and also details of your insurance history, etc.
The insurance [...]

Types of Insurance: Auto Insurance

Thursday, January 8th, 2009

Auto insurance coverage is an obligation for all vehicles used at road. It is to ensure that drivers are protected against liabilities which should an incident occur. A usual type of auto insurance are the Third Party Policy and Comprehensive Policy. Other protection can be obtained with accordance to the policy holder choice.
What are a [...]

Types of Insurance: Life Insurance

Wednesday, January 7th, 2009

There are various types of insurance to protect you from all type of risk such as life insurance, auto insurance and fire insurance. All types of insurance including auto insurance aims of helping you to reduce or accommodate financial loss due to occurrence of a disaster.
Therefore, an insurance policy actually is a contract between an [...]

What is Insurance Exactly

Thursday, January 1st, 2009

What is insurance exactly?
Insurance is risk transfer of one individual like you, or an organization, such as your company, to the insurers. You or your company shall be known as policy holder. Insurance company will receive payments from you in form of premium and if you experience any loss or damage, the insurance company would [...]