Optimum Driving Tips – Get The Correct Driving Position

Good car and safe road will not be meaningful if the driver himself is not prepared. As always being expected during festive seasons, road congestion are something that cannot be avoided, and the driving stresses are everywhere. So these tips perhaps will be useful for you to practice.

Front view of dashboard of a car.

Before Driving

Before starting your journey, make sure your body is prepared. Get enough sleep and rest, and make sure you are not too full or too hungry.

Avoid from going back to your hometown in rush, such as just after taking breakfast, or trying to catch a dinner in your village.

If you drive while fasting or dieting, take suitable vitamin to supply enough energy.

Interior view of car and its seat.

Driving Position

Ironically, the correct driving position is never been practiced at driving school. Even more, most driver do not know what is the correct driving position. Perhaps many think that their driving position depends to the comfort factor, for example there are drivers who topple down their car seat too low until it makes their neck not getting enough rest and support when driving.

The right driving position depends on suitable distances in car for each of the body parts. The seat must be configured accordingly to a suitable height, where the level of driver’s eyesight has to be at center between the dashboard and the steering wheel.

When wearing the seat belt, it must be wear at the shoulder, and then it flows through the center of the chest to the seat belt’s buckle. If the seat belt happens to flow on your neck area, it means that your seat height is wrong.

While seat belts at the neck are similar to the hanging death sentence if an accident happen.

After getting the suitable height, adjust the seat platform to a position where your foot does not need to be at fully straight to apply the brake on.

Make sure that when the brake is pressed at its maximum, your knee still has a little bent. This is to provide an impact reactance if an accident impact occurs.

As you have got the right position and height, then adjust your hands position. Straighten both of your hands and put them on the top of your steering wheel.

At the correct position, the top of wheel steering will touch the wrist area of your hands. Adjust the steering wheel height according to your suitability. Do not make it too low until it reduced your legs movement limit or too high until it forces you to drive in a ‘hanging hand’ situation.

The correct hand position when driving is by holding the left and right part of the steering wheel, not at the top, below or driving with a hand under your chin.

If your journey is more than four hours, stop to take a short break. When at stop, do not switch off your car engine immediately, wait for around one minute to ensure that the lubricant in the engine returns to its reservoir and the moving parts of the engine is idle enough.

Stretch your muscles, make a light exercise on the neck, hand, foot and back. If your eyes feel too sleepy, take a nap to revive your energy. If there is other who can drive, it is better to take turns driving in about three or four hours for each driver. This would give enough rest and energy to each driver.

When Driving

If driving in the correct position, you will not waste your energy to accommodate your body weight at wrong position.

Hence, your driving capacity is greater. However, a frequent driver’s carelessness factor is the lack of attention while driving.

The enemy of good driving is lack of control by drivers because of drowsiness. When being drowsy and fatigue, the sensitivity to the surrounding is lowered and the ability to estimate is also lowered. So when a dangerous situation happens, such as when the vehicle is out of control, the driver will become more quickly to panic.

Driving with friends is one of the ways to enable constant communication and no interruption of driver’s concentration because of fatigue.

Chatting can provide energy at the same time can avoid fatigue which becomes the source of drowsiness. Once in a while when driving, stretch your hands, body and legs muscles out. Try to change your driving position several times. Fatigue is caused by slow blood flow because of static sitting position.

31-12-2008 by Sorli

category: Auto Things

Things That You Should Do When Involved In an Auto Accident

Nobody wants an accident to happen on their self. Even though, however prepared and careful we are, if it is unavoidable, what can we say. More, if the road accident involves our vehicle with others.

May be these following tips can help a little if you or a person you know involved in road accident:

  • Be calm and do not be panic. This is the most important thing before we take our next action.
  • If there were those who are injured, contact for ambulance or 911 (or any emergency number at your place) for help.
  • If there is no injury, move the vehicles from the traffic flow to a safe place, if it is possible.
  • Note and write other drivers’ name and addresses involved.
  • Take the model and registration number of other involved vehicles, write them.
  • Take the witnesses name and address, if there is any.
  • Make a rough sketch of the accident and the involved vehicles location just before and after the crash. Picture or photo on the accident can help police’s and authority’s investigation.
  • Exchange information on each others auto insurance company name / operator.
  • Do not discuss on who is guilty. This may create trouble in handling your claim.
  • If your vehicle needs to be tow, make sure that your vehicle will be sent to the right workshop. Contact the hotline number of your auto insurance company / operator to obtain information about the right auto workshop.
  • Report the accident to the police immediately.
  • Report the accident to insurers / insurance operator immediately, although you may have no intention of making any claim. The involved third party in the accidents might make an insurance claim from your insurance company and this can cause you to loose your NCD (No Claim Discount).
  • If you make an insurance claim, be sure to completely fill the insurance claim form and include any related additional information. If you have any doubt, get advice from your insurance company / operator.

Always be calm and do not panic.

30-12-2008 by Sorli

category: Auto Insurance

Check Your Car Tires, Suspension and Steering System for Long Journey

Report from World Health Organization (WHO) estimates the death figure due road accident is exceeding 1 millions people yearly. The report estimates that road accidents involve a cost of USD 518 billions each year.

There are three core factors that caused road accident, among them are failure of equipment function, severe road condition and the driver’s attitude or habit itself.

Most accidents which occurred were caused by combination of human error and other factors.

Equipment function failure

The most common equipment function failure happened are brake system not functioning, bursting tire, worn and bald tires and steering system or suspension system failure.

Modern car brake system with double circuit brake system can avoid brake system failure. If one of the brake circuits has malfunctioned, another circuit can still slow down and stop the car.

One of the ABS system or Anti-lock Braking System advantages is it can avoid the car tire from being locked when you make an emergency brake.

Lack of tire air pressure also can make tire fail to function. Worn and bald tire also among serious problems often occurs and could cause failure of tire function.

Tires which have irregular wears are caused by imbalance and improperly tire alignment. It can occur because of the damaged at the suspension system.

Suspension system on a car also enables the tire of the car to touch the road surface stably.

While the steering system enable you to control and move your car so that it can avoid obstacles thus it is important to avoid accident from happening.

Even a well trained driver cannot have a good control of his car if the suspension and steering system failed to function. As such, suspension and car steering wheel system must be checked whenever the car has traveled more than 5,000 kilometers.

Prevent accidents, check your car.

29-12-2008 by Sorli

category: Auto Things

Check The Brake Every 6 Months

Vehicle’s braking system check and care is among the important routine should be done by vehicle owners to avoid any disaster when driving.

Follow these guides as your reference:

  • Once a month check your car brake oil level. Make sure its oil is between the minimum and maximum level. Do not drive if brake oil level is under minimum level.
  • Each six months when you want to change your car tyres don’t forget to check the brake lining. Make sure the gripping layer is still thick.In case you found that the brake liners do not have same thickness between left and right side, ask your mechanic to check brake oil pipeline system or brake pressure system.

    Possibly the pressure imposed on both brakes are unequal and this is dangerous to driving, especially when braking in high speed. Same thing should be done to brake drum.

  • If you like to drive aggressively and fast, change the car brake liner to the one that could withstand high heat.Make sure to change your brake oil pipeline system to a better one. This is to ensure that the car brake system can function in high pressure, high temperature and get quicker reaction when the pedal is pressed.

    Brake oil mistake could cause the entire brake system to suffer damage, especially when liner is made from rubber.

  • If there are scratches at drum disk, ask a mechanic to assess whether it still usable or not. If changing brake lining is proposed grind the disk back or change to a better drum. Scratches can deter brake lining grip on disk or drum.
  • A usual damage is a jammed brake. This happened because brake lining does not return to its position when we disengage brake that grips the disk. Caliper damage which controls brake lining.
  • If there are brake oil discharge spots at any part, ask mechanic to check it. Do not take this matter easily is because small leak can become big when braking because of the applied pressure to it.
  • For car with automatic transmission, front brake liner is quicker to wear compares to back liner (usually twice faster).
  • If you want to modify a car braking system be sure to get written truth by the authority because it is wrong and company insurance will not protect you if any accident happened. It is because you change your brake system without authorization from the authority.
  • While driving evade from placing foot on brake pedal. This can save the brake liner usage.
  • When moving down a steep hill do not use brake, instead use low gear to control your car speed.
  • When adding brake oil, make sure its specification is right. Dot 3 for common use of car which have front disk and back drum. Dot 4 for car that have four wheel disk system and high-powered car.
28-12-2008 by Sorli

category: Auto Things

Tighten Your Helmet – It's Important

Not many know, helmet that we use today is made from mixture of fiber, special glass and carbon. Its exterior is made from special polystyrene with fire proof layer. In the inside, there are layers which functions are to reduce collision impact and to avoid burn. Do you know that each high quality helmet had been through detailed tests before it is being sold to you?

Lego man wearing helmet.

Helmet can ensure your safety – if you use it properly, by fastening the helmet neatly when you wear it. Remember, if you do not fasten it tightly, even the best helmet could not save you. The helmet will come off from your head on impact if you don’t fasten it tight.

So, always use your helmet when riding your bike or motorbike even you are going the shop at the end of the street shop to buy some ice cream.

Be sure your wear your helmet neatly, right and fasten it tight.

27-12-2008 by Sorli

category: Auto Things

Wear Your Seat Belt – Even You Are a Ghost

This is a tv commercial in Malaysia. It’s about a ghost who like to scare people off by getting into peoples car in a ghostly way and scares people off in their car. But some else happened in this video. The ghost don’t wear seat belt. I guess you already know what happened to the ghost. If not try watching this video.

So wear your seat belt.

23-12-2008 by Sorli

category: Auto Things

About LAI – Life Auto Insurance

We teach our children values and principles which we hope will see them through their lives. School also try to import good values and give them an education which will enable them to get a job or to further their studies at colleges and universities.

Yet most of us neglect to teach our children one very important lesson of life and that is how to manage money.

Money – you cannot live without it. Having it can bring you joy but lack of care in managing it can bring you misery – ask anybody who has creditors knocking at his door or worries about repossessors coming to take the car. This is not the type of life that we would wish for our children.

Money problems may not disappear even if you earn more money. Even rich have money problems because they do not know how to manage the money and find themselves knee-deep in debt.

The answer lies in handling money wisely. Yet for parents the financial scene today is so different from what we faced before.

For example, we never had so many banks ‘begging’ us to use their credit cards. Today it is also possible to buy on installments without even having to pay any deposit.

Without preparing our children for the world of easy credit, is it any wonder that today we have bankrupts who are still in their twenties?

Because it is a a whole new world out there, LAI – Life Auto Insurance hope this blog will able to help parents and peoples in guiding their children to understand some basics of personal finance.

Our children, students, brothers and relatives will one day have to make decisions which go beyond how much of the pocket money to spend at their school canteen and how much to put aside to buy that something special.

Decision about money will get more complicated when they get their first holiday job or leave school.

For example, as a child leaves home for further studies to work, she should have fundamental knowledge about how much it costs to live on her own. She should have an idea of how much to spend on rental and her rights as a tenant. Advice should be given on how to save on food and transport so that she can survive within her allowance or income.

It is also important that she is made aware of the dangers of easy credit. She should be taught that credit cards can turn out to costly affairs, something which she will not be told when she signs up for the cards.

She should also be informed that hire-purchase or easy-payment schemes involves more than just small monthly payments. Even if the goods are repossessed, for example, she can still owe the bank money.

She should learn about the above and lots more besides. With the right basic personal financial knowledge, it will be easier for her to better analyze the financial products which she will constantly be approached to invest in. Hopefully she will be less likely to fall victim to financial scams.

Handling money wisely is after all one of the essential living skills needed to survive in today’s world.

Until then, we hope this small blog can contribute to enhance the financial literacy levels of our children and we ourselves.

22-12-2008 by Sorli

category: Auto Insurance, Money Education

Privacy Policy for www.Life-Auto-Insurance.com

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You should consult the respective privacy policies of these third-party ad servers for more detailed information on their practices as well as for instructions about how to opt-out of certain practices. Www.life-auto-insurance.com’s privacy policy does not apply to, and we cannot control the activities of, such other advertisers or web sites.

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17-12-2008 by Sorli

category: Uncategorized